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What is Uninsured Motorist Coverage?

Do I really need Uninsured (and Underinsured) Motorist coverage? That is a great question because as the driving population continues to grow in Georgia, so do the number of drivers without any insurance. In 2015, a full 12% of Georgia’s drivers had no car insurance....

Do I Need Extra Medical Protection in my Auto Insurance Policy?

Do I Need Extra Medical Protection in my Auto Insurance Policy? The number one reason for bankruptcy is medically incurred expenses and therefore Med-pay, while optional, is a highly encouraged coverage for your auto insurance policy. Med-pay is referred to by some...

What if my Car is Stolen?

Comprehensive helps to pay for theft of the car itself, stolen car parts or damage caused by a break-in such as a broken window. Comprehensive will pay the Actual Cash Value less a stated deductible. Comprehensive also covers weather-related harm such as hail and...

What is Collision Coverage and Do I Need it?

Collision coverage helps to pay for the repair or replacement of your vehicle if YOU are at fault in an auto accident. Collision will pay the actual cash value to replace or repair your vehicle less a stated deductible. If your vehicle is paid off, collision is an...

What is Covered Under Georgia Auto Liability Coverage?

Auto liability insurance coverage IS REQUIRED for every car or truck that is registered in Georgia. It helps cover the costs of the other driver’s vehicle and bodily injuries if you are found at fault in an accident. If you have liability insurance, your...

Find Out What Brian Linkous Can Do For You!

With over 40 years of combined knowledge and experience, Brian Linkous and his team, Michelle Reagan, and Alexandria Roberson, are here to help you with all of your family’s insurance needs.

Brian Linkous is Affiliated with Lord and Associates