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What Does a Homeowner’s Insurance Policy Cover?

A homeowners insurance policy will cover property damage to your home and any detached buildings up to the limits of the policy minus your deductible if the damage occurs due to a named peril. It also provides limited coverage to your personal property or contents....

Is Homeowner’s Insurance Required in Georgia?

Homeowners insurance is required ONLY if you have a mortgage on your home. Lenders will require a homeowners policy to be in effect prior to closing on a loan. The lender will periodically verify coverage is in effect during various times during the mortgage term....

Should I Get the Rental Car Insurance When I Rent a Car?

We strongly recommend our clients purchase separate car rental insurance offered by the rental companies because it provides for more than just the repair of a vehicle that sustains damage because of an accident. Even if you have a personal “full coverage” auto...

Car Rental Coverage: To Have or Have Not?

Should I add Car Rental on my auto insurance policy if I own more than one vehicle? Car rental is optional and is only available if you carry comprehensive and collision coverage. Car rental provides a certain amount of money per day credited toward vehicle rental if...

Find Out What Brian Linkous Can Do For You!

With over 40 years of combined knowledge and experience, Brian Linkous and his team, Michelle Reagan, and Alexandria Roberson, are here to help you with all of your family’s insurance needs.

Brian Linkous is Affiliated with Lord and Associates