Guaranteed Asset Protection known as GAP insurance is extra insurance protection that helps to pay off your auto loan if your car is stolen or totaled and you owe more than the depreciated value of the car at the time of loss. It is important to have this optional...
Damage to buildings and personal property as a result of a flood from groundwater rises can occur at anytime even in low-risk areas and is not covered under your homeowners policy. Even if your home is not located in a flood zone, according to the National Flood...
A homeowners insurance policy will cover property damage to your home and any detached buildings up to the limits of the policy minus your deductible if the damage occurs due to a named peril. It also provides limited coverage to your personal property or contents....
Homeowners insurance is required ONLY if you have a mortgage on your home. Lenders will require a homeowners policy to be in effect prior to closing on a loan. The lender will periodically verify coverage is in effect during various times during the mortgage term....
We strongly recommend our clients purchase separate car rental insurance offered by the rental companies because it provides for more than just the repair of a vehicle that sustains damage because of an accident. Even if you have a personal “full coverage” auto...
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