A homeowners insurance policy will cover property damage to your home and any detached buildings up to the limits of the policy minus your deductible if the damage occurs due to a named peril. It also provides limited coverage to your personal property or contents....
Homeowners insurance is required ONLY if you have a mortgage on your home. Lenders will require a homeowners policy to be in effect prior to closing on a loan. The lender will periodically verify coverage is in effect during various times during the mortgage term....
We strongly recommend our clients purchase separate car rental insurance offered by the rental companies because it provides for more than just the repair of a vehicle that sustains damage because of an accident. Even if you have a personal “full coverage” auto...
Should I add Car Rental on my auto insurance policy if I own more than one vehicle? Car rental is optional and is only available if you carry comprehensive and collision coverage. Car rental provides a certain amount of money per day credited toward vehicle rental if...
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