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I Own a Business. What Kind of Insurance do I Need?

You will need general liability insurance to cover any losses which occur during your business activity for bodily injury, personal injury, and property damage claims. Liability insurance also provides the resources for legal protection should your business ever get...

What is GAP Insurance?

Guaranteed Asset Protection known as GAP insurance is extra insurance protection that helps to pay off your auto loan if your car is stolen or totaled and you owe more than the depreciated value of the car at the time of loss. It is important to have this optional...

Is flood damage covered under a homeowners policy?

Damage to buildings and personal property as a result of a flood from groundwater rises can occur at anytime even in low-risk areas and is not covered under your homeowners policy. Even if your home is not located in a flood zone, according to the National Flood...

What Does a Homeowner’s Insurance Policy Cover?

A homeowners insurance policy will cover property damage to your home and any detached buildings up to the limits of the policy minus your deductible if the damage occurs due to a named peril. It also provides limited coverage to your personal property or contents....

Is Homeowner’s Insurance Required in Georgia?

Homeowners insurance is required ONLY if you have a mortgage on your home. Lenders will require a homeowners policy to be in effect prior to closing on a loan. The lender will periodically verify coverage is in effect during various times during the mortgage term....

Find Out What Brian Linkous Can Do For You!

With over 40 years of combined knowledge and experience, Brian Linkous and his team, Michelle Reagan, and Alexandria Roberson, are here to help you with all of your family‚Äôs insurance needs.

Brian Linkous is Affiliated with Lord and Associates